:root{--ink:#0f2a3d;--ink2:#1b3e56;--paper:#f7f4ee;--card:#fff;--line:#e3ddd2;--mute:#5d6b74;--gold:#f2b544;--teal:#2f8f7d;--teal2:#5fb3a1;--r:14px;--sh:0 12px 40px -18px rgba(15,42,61,.35)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:"IBM Plex Sans",system-ui,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65;font-size:17px}
h1,h2,h3,h4{font-family:"Fraunces",Georgia,serif;font-weight:600;line-height:1.15;letter-spacing:-.01em;margin:0 0 .5em}
h1{font-size:clamp(2.2rem,5vw,3.8rem)}h2{font-size:clamp(1.7rem,3.2vw,2.5rem)}h3{font-size:1.25rem}
a{color:var(--teal)}img{max-width:100%;display:block;height:auto}.mono{font-family:"IBM Plex Mono",monospace}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}section{padding:84px 0}.alt{background:#efe9de}.dark{background:var(--ink);color:#e9eef1}.dark p{color:#b9c7cf}
.eyebrow{font-family:"IBM Plex Mono",monospace;font-size:.78rem;text-transform:uppercase;letter-spacing:.14em;color:var(--teal);margin-bottom:12px;display:block}.dark .eyebrow{color:var(--gold)}
p{color:var(--mute);margin:0 0 1em}.lead{font-size:1.15rem}
.top{background:var(--ink);color:#cfd9df;font-size:.82rem}.top .wrap{display:flex;gap:24px;justify-content:flex-end;padding:7px 24px;flex-wrap:wrap}.top a{color:#cfd9df;text-decoration:none}
header.nav{position:sticky;top:0;z-index:50;background:rgba(247,244,238,.88);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);transition:box-shadow .3s}header.nav.s{box-shadow:var(--sh)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:72px}.brand{display:flex;gap:10px;align-items:center;text-decoration:none;color:var(--ink);font-family:"Fraunces",serif;font-weight:700;font-size:1.3rem}.brand img{width:38px}
.brand b{color:var(--teal);font-weight:700}nav ul{display:flex;gap:26px;list-style:none;margin:0;padding:0}nav a{color:var(--ink);text-decoration:none;font-weight:500;font-size:.95rem;position:relative}
nav a:after{content:"";position:absolute;left:0;bottom:-5px;height:2px;width:0;background:var(--gold);transition:width .3s}nav a:hover:after,nav a.on:after{width:100%}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 24px;border-radius:999px;background:var(--ink);color:#fff;text-decoration:none;font-weight:600;border:0;cursor:pointer;font-size:.95rem;transition:transform .25s,background .25s}.btn:hover{transform:translateY(-2px);background:var(--teal)}
.btn.g{background:var(--gold);color:var(--ink)}.btn.o{background:transparent;color:inherit;border:1.5px solid currentColor}
.burger{display:none;background:none;border:0;font-size:1.6rem;color:var(--ink)}
.hero{position:relative;padding:0;min-height:620px;display:flex;align-items:center;color:#fff;overflow:hidden}.hero picture img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transform:scale(1.06);animation:zoom 14s ease-out forwards}
.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(15,42,61,.95) 30%,rgba(15,42,61,.45));z-index:1}.hero .wrap{width:100%;position:relative;z-index:2;padding-top:90px;padding-bottom:90px}.hero p{color:#d5e0e6;max-width:600px}.hero h1{max-width:760px}
.hero h1 em{font-style:italic;color:var(--gold)}@keyframes zoom{to{transform:scale(1)}}
.ticker{background:var(--gold);overflow:hidden;white-space:nowrap;font-family:"IBM Plex Mono",monospace;font-size:.85rem;padding:10px 0}.ticker div{display:inline-block;animation:tick 40s linear infinite}.ticker span{margin:0 28px}@keyframes tick{to{transform:translateX(-50%)}}
.grid{display:grid;gap:26px}.g2{grid-template-columns:1fr 1fr}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}.ac{align-items:center}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:30px;transition:transform .3s,box-shadow .3s}.card:hover{transform:translateY(-5px);box-shadow:var(--sh)}
.ico{width:46px;height:46px;border-radius:12px;background:#e6f2ef;color:var(--teal);display:grid;place-items:center;margin-bottom:16px;font-family:"IBM Plex Mono";font-weight:600}
.ph{border-radius:var(--r);overflow:hidden;box-shadow:var(--sh)}.ph img{transition:transform .8s}.ph:hover img{transform:scale(1.04)}
.stat b{display:block;font-family:"Fraunces",serif;font-size:2.6rem;color:var(--gold)}.stat span{color:#b9c7cf;font-size:.9rem}
.steps{counter-reset:s}.step{position:relative;padding-left:64px;margin-bottom:28px}.step:before{counter-increment:s;content:"0" counter(s);position:absolute;left:0;top:0;font-family:"IBM Plex Mono";font-weight:600;color:var(--teal);border:1.5px solid var(--teal);border-radius:10px;width:44px;height:44px;display:grid;place-items:center}
.price{text-align:left}.price .amt{font-family:"Fraunces";font-size:2.6rem;color:var(--ink)}.price ul{padding-left:18px;color:var(--mute)}.price.feat{background:var(--ink);color:#fff;border-color:var(--ink)}.price.feat p,.price.feat ul{color:#c4d1d8}.price.feat .amt{color:var(--gold)}
.tag{display:inline-block;background:var(--gold);color:var(--ink);font-size:.72rem;padding:3px 10px;border-radius:99px;font-weight:600;margin-bottom:10px}
.quote{font-family:"Fraunces";font-size:1.15rem;color:var(--ink);font-style:italic}.who{font-size:.9rem;color:var(--mute);margin-top:12px}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px 22px;margin-bottom:12px}summary{cursor:pointer;font-weight:600;list-style:none;display:flex;justify-content:space-between}summary:after{content:"+";color:var(--teal);font-size:1.3rem;transition:transform .3s}details[open] summary:after{transform:rotate(45deg)}details p{margin:12px 0 0}
.pagehead{background:var(--ink);color:#fff;padding:90px 0 70px;position:relative;overflow:hidden}.pagehead p{color:#b9c7cf;max-width:680px}.pagehead:after{content:"";position:absolute;right:-80px;top:-80px;width:340px;height:340px;border:50px solid rgba(242,181,68,.12);border-radius:50%}
.crumb{font-size:.85rem;color:#8ea3ae;margin-bottom:14px}.crumb a{color:#cfd9df}
.legal{max-width:820px}.legal h2{font-size:1.5rem;margin-top:1.6em}.legal li{color:var(--mute);margin-bottom:6px}
form .f{margin-bottom:16px}label{display:block;font-weight:500;font-size:.9rem;margin-bottom:6px}input,select,textarea{width:100%;padding:13px 14px;border:1px solid var(--line);border-radius:10px;font:inherit;background:#fff;transition:border .2s}input:focus,textarea:focus,select:focus{outline:0;border-color:var(--teal)}
.ok{display:none;background:#e6f2ef;color:var(--teal);padding:14px;border-radius:10px;margin-top:12px}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:12px;overflow:hidden;font-size:.95rem}th,td{padding:14px 16px;text-align:left;border-bottom:1px solid var(--line)}th{background:var(--ink);color:#fff;font-weight:500}
.calc{background:#fff;border-radius:var(--r);padding:30px;border:1px solid var(--line)}.calc output{font-family:"Fraunces";font-size:2rem;color:var(--teal)}
.risk{background:#fff7e3;border-left:4px solid var(--gold);padding:16px 20px;border-radius:8px;font-size:.92rem;color:#5a4a20}
footer{background:#0a1e2c;color:#9fb1bb;padding:70px 0 30px;font-size:.93rem}footer h4{color:#fff;font-family:"IBM Plex Sans";font-size:.95rem;text-transform:uppercase;letter-spacing:.1em}footer a{color:#9fb1bb;text-decoration:none;display:block;margin-bottom:8px}footer a:hover{color:var(--gold)}
.fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px}.copy{border-top:1px solid #1d3546;margin-top:50px;padding-top:24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.82rem}
#cookie{position:fixed;left:20px;right:20px;bottom:20px;max-width:560px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:0 20px 60px -20px rgba(0,0,0,.4);padding:22px;z-index:99;transform:translateY(150%);transition:transform .5s cubic-bezier(.2,.8,.2,1)}#cookie.show{transform:none}#cookie p{font-size:.9rem;margin-bottom:14px}#cookie .btn{padding:10px 18px;font-size:.88rem}
#totop{position:fixed;right:22px;bottom:22px;width:46px;height:46px;border-radius:50%;background:var(--ink);color:#fff;border:0;cursor:pointer;opacity:0;pointer-events:none;transition:.3s;z-index:40;font-size:1.1rem}#totop.v{opacity:1;pointer-events:auto}
#bar{position:fixed;top:0;left:0;height:3px;background:var(--gold);z-index:100;width:0}
.rv{opacity:0;transform:translateY(28px);transition:opacity .8s ease,transform .8s ease}.rv.in{opacity:1;transform:none}
body{animation:fade .5s ease}@keyframes fade{from{opacity:0}}
.post img{border-radius:12px 12px 0 0}.post{padding:0;overflow:hidden}.post .in{padding:24px}.meta{font-size:.8rem;font-family:"IBM Plex Mono";color:var(--teal)}
@media(max-width:900px){.g2,.g3,.g4,.fgrid{grid-template-columns:1fr}nav ul{display:none;position:absolute;top:72px;left:0;right:0;background:var(--paper);flex-direction:column;padding:20px 24px;border-bottom:1px solid var(--line)}nav ul.open{display:flex}.burger{display:block}.nav .btn.hd{display:none}section{padding:60px 0}}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.rv{opacity:1;transform:none}}